Specter gives your finance team weeks back every month. Our agents handle the manual work that occupies most of your team’s time (reconciliations, AP coding, cash application, accruals, intercompany matching, billing), so close happens in hours. You also catch the money that usually slips through the cracks: variances, unbilled work, aged receivables, duplicate invoices, mispriced rebates. Your team gets to focus on growing the business instead of data wrangling and accounting. Get a demo
Frequently Asked Questions
Clear answers about Specter, from how the agents work to implementation, integrations, onboarding, security, and deployment.
All
Browse the answers that match the selected category.
Specter agents can run almost anywhere in your finance function. The most common starting points are reconciliations, accounts payable, accounts receivable, month-end close, billing, and intercompany. Every agent is configured to your company, so the work it does matches how your team operates today. Tell us about a process taking up your team's time, and we’ll show you how Specter can help. Ask about a use case
Specter agents use hundreds of internal tools designed for complex, real-world accounting work. Every agent is configured to your specific processes, so the company-specific quirks that would trip up a general agent get handled directly. The agent also flags items for your team's review when relevant, so judgment calls stay with you. The best way to know is to see it run on your data. Set up a free proof-of-concept so you can see an agent run on your real data and real process before you sign. Request a POC
You can build a one-off agent for one workflow, but creating agents that run thousands of hours of finance work in the background, with the accuracy your team can trust, is a different problem. It takes thousands of finance-specific tools so the AI isn't calculating numbers itself or hallucinating values. The agents need a shared knowledge layer, so one doesn't treat a vendor as active while another knows it was cancelled. Retrieval has to pull the right evidence from your GL, your contracts, your POs, your emails, your portals, your SharePoint, and a dozen other places in the right order. In finance, even a 2% hallucination rate makes the system unusable. If an agent makes one error in a million-cell spreadsheet, the entire output becomes impossible to trust. All of it has to be built into a system designed to prevent inaccuracies before they happen, with deterministic tooling, validation layers, and full transparency into how every number was derived, so your team can trust the output. Get started today
ChatGPT and Claude are great at answering questions about a spreadsheet you upload, but they aren't built to run your accounting. Specter agents stay connected to your ERP, follow your chart of accounts and policies, and run work end-to-end without you re-uploading data or re-explaining the rules. To prevent the hallucinations that general AI tools are known for, Specter validates every agent output against your rules, runs deterministic calculations in code instead of through the model, and requires approval on anything material. Same AI underneath. Built into a system designed for how finance teams actually operate.
Agents are built to handle process changes without rework. For everyday updates like new vendors, new GL accounts, new approval thresholds, or new policies, your team makes the change in Specter and the agent picks it up on the next run. For larger changes like new workflows, new logic, or new integrations, our team modifies the agent for you and backtests the new behavior on your historical data so you can validate the change before it runs on live work. Get started today
Yes. Specter has native integrations with over 100 systems, including NetSuite, QuickBooks, Sage Intacct, Microsoft Dynamics, Oracle, and most major banks. We've worked with companies running heavily customized ERPs, on-prem ERPs, and multiple ERPs across entities. Tell us what your finance stack looks like and we'll show you how Specter agents can run inside it.
Yes. Specter is SOC 2 Type II certified. Customer data is encrypted in transit (TLS) and at rest (AES-256), stored in isolated AWS environments, and segregated by tenant at the database layer using row-level security. We support SSO via SAML and OIDC, and role-based access control. Data residency is enforced for US and Canadian tenants, with documented retention and deletion policies on exit. Visit our trust page
No. Specter configures every AI model provider (OpenAI, Anthropic, Google, Mistral) with zero-data-retention enforced. Providers do not retain prompts, inputs, or outputs, and your data is never used to train any provider's models. Learn more about Specter’s security
No. Specter is built for finance teams, not engineers. Our team configures your agents during implementation, so your team just reviews the work and approves when needed. The technical work (integrations, agent setup, custom logic) is handled by our team. By the time your team logs in, the agents are already configured and tested on your historical data. Get started today
Agents can be set up and deployed in days. Our team handles the technical setup and runs the agent on your historical data first, so by the time your team logs in, they’re ready to run. Get started today
Specter can run bank, credit card, balance sheet, intercompany, and payroll reconciliations. The agent pulls activity from your bank feeds, credit card statements, payment processors, and your GL. It can match transactions, investigate variances, and suggest adjusting journal entries to help you close faster. Your team stays in control of the work, and Specter takes on whatever pieces save the most time.
Specter can take on invoicing, cash application, collections, and dispute management to help you collect more, faster. Agents can be configured to generate invoices, apply incoming payments (even when remittance is partial or missing), chase aged receivables with your team's messaging, or handle dispute resolution. Specter takes on whatever pieces save your team the most time, and your team stays in control of customer relationships.
Specter can take on the AP work that eats your team's time and the errors that cost you money. Agents can be configured to code invoices to your GL, match invoices to POs and receipts, flag duplicates and pricing errors, route approvals on your existing policies, or post to your ERP. Specter takes on the most time-consuming manual parts of AP so your team can focus on what matters.
Specter can take on the close work that turns your team's last week of the month into catch-up time. Agents can be configured to reconcile accounts as activity happens, calculate accruals on your policies, draft adjusting journal entries with full supporting detail, flag exceptions for your team, or pull together the audit package. Specter takes on whatever pieces save your team the most time, and your team stays in control of the judgment calls.
Yes. Specter can take on the intercompany work that grows linearly with every entity you add, so your consolidation runs cleaner. Agents can be configured to identify intercompany activity across entities, match them across the parties involved, flag out-of-balance items, draft elimination entries against your consolidation logic, or handle FX translation on your reporting cadence.
Yes. Specter can take on the inventory costing and rebate work that gets buried in spreadsheets and missed at scale. Agents can be configured to calculate landed costs, reconcile inventory movements against your GL, track rebate accruals across vendors and customer programs, flag mispriced rebates, or generate the supporting detail your team needs for audit. Ask about inventory costing and rebates
Yes. Every Specter agent is custom-built around your specific processes, policies, and exceptions. Whether it's a common workflow like billing or reconciliations, or something specific to your team like commission calculations or lease accounting, our team builds the agent for it. Tell us what your team does and we'll show you how Specter can help. Ask about a custom agent
Yes. Specter is built for the complexity that comes with multiple entities, multiple currencies, and multiple ERPs running side by side. Agents can be configured to operate across separate systems, handle FX translation on your reporting cadence, and roll up consolidation against your existing structure. Request a POC
Yes. We offer a free proof-of-concept on your real data and your real process, so you can see an agent work for you before you sign anything. Our team configures the agent, runs it on your historical data, and walks you through the results with your team. Request a POC
Our team handles the technical setup, integration work, agent configuration, and historical testing. All you have to do is share the context (your processes, policies, exceptions, and edge cases) and validate the work before we go live. Get started today
No. Specter is built to work inside your existing finance stack, not replace it. Agents connect to your ERP, your banks, and any other systems your team already runs, and operate on your existing chart of accounts, policies, and approval workflows. You don't need to migrate data, rebuild your GL, or change how your team operates.
Agents are built to handle process changes without rework. For everyday updates like new vendors, new GL accounts, new approval thresholds, or new policies, your team makes the change in Specter and the agent picks it up on the next run. For larger changes like new workflows, new logic, or new integrations, our team modifies the agent for you and backtests the new behavior on your historical data so you can validate the change before it runs on live work. Get started today
You get a dedicated point of contact who leads your implementation, configures your agents, and works with your team after you go live. Critical issues are handled around the clock, and quarterly reviews cover agent performance, expansion opportunities, and any process changes worth automating next. Get started today
No. Specter does not use customer data to train, fine-tune, or improve foundation models from third-party providers. Learn more about Specter’s security
Yes. Every action an agent takes is logged with full lineage: the source data it pulled from, any calculations performed, and the reviewer who approved it. Click any cell, journal entry, or reconciliation line in Specter and you can trace it back to the original document, transaction, or rule. Learn more about Specter’s security
Yes. Your team sets the rules for what runs autonomously and what routes to a reviewer. Items the agent flags route to the right reviewer through Slack, email, or the Specter review queue, and the rules can be changed any time.
Yes. Your team controls exactly what each user can see and do in Specter. You set who can view data, who can approve agent work, and who can change agent configuration. Permissions integrate with your SSO provider, so onboarding and offboarding happen through your existing identity workflow. Learn more about Specter’s security
Your data is stored in isolated AWS environments and encrypted in transit (TLS) and at rest (AES-256). You can choose US or Canadian residency, and your data never crosses that boundary, even during disaster recovery. If you leave Specter, upon written request, your data is available to export for 30 days, then deleted from production within 30 days and from backups within 90 days. Learn more about Specter’s security
Yes. Specter supports SAML 2.0 and OpenID Connect (OIDC), with SCIM for user provisioning. Identity setup integrates with the providers your team already uses, including Okta, Google Workspace, Microsoft Entra, and others. Onboarding and offboarding happen through your existing identity workflow, so user access is provisioned and revoked automatically. Learn more about Specter’s security
Yes. Specter supports MFA for users and administrators. Learn more about Specter’s security
Yes. Specter encrypts data at rest with AES-256 and in transit with TLS 1.2+. Learn more about Specter’s security
Yes. Specter supports private cloud, client-specific cloud infrastructure, VPC, and on-prem deployment options depending on customer requirements. Learn more about Specter’s security
No. Specter isn't a chatbot that answers questions about your ERP. It's a platform of AI agents that do the actual work for your finance team: reconciling accounts, coding invoices, and managing collections. The value is in the work the agents complete, not a chat interface.
Specter is designed so the AI never does the math directly. Models decide what to calculate; deterministic code performs the calculations. Every output is validated against your accounting rules before it surfaces, every action is constrained to a finite set of approved tools, and anything material requires explicit human approval. Same AI models everyone else uses, with guardrails built specifically for accounting work.
Specter uses frontier AI models from OpenAI, Anthropic, Google, and Mistral, routed to whichever model performs best for each task, with new models evaluated continuously as the technology evolves. Every provider is configured with zero data retention enforced, so your data is never retained by the model providers or used to train their models. Learn more about Specter’s security
Yes. Specter has a built-in memory system that captures every correction your team makes, whether that's an override, an edit, or a rejected output. Over time, the agent remembers your team's preferences, your coding conventions, and the way you handle edge cases, so it needs less review from your team.